Script for Theater Class Essay Example | Topics and Well Written Essays - 1000 words

Script for Theater Class - Essay Example (Velma was shaking her head as she looked at her friend.) Now, please do not think I am being pessimistic nor am I trying to discourage you even more. I am just trying to let you see clearly what could possibly be dimmed by your current situation and emotions. You can always find a foster parent or you can have the child adopted. In the future, you will see when you know that your child is living somewhere, that you have made the right decision. Velma: (Nodding) I have been thinking about the same things for the past days. I know it is not right for me to hurt my baby just because his father and I are cowards. I cannot bear the thought of having my child suffer a lot while I try to achieve my goals. I hate my boyfriend for abandoning me to have to deal with this alone. I just wish he had some heart enough to try to know how I am doing now. Emma: Well, I do not blame Jason. Perhaps, I f I were in his position, I would have done the same thing to you. So now you know that he really does not love you. I always had my doubts about him. I knew he will just use you as a decoration in his life, a trophy for being rich and handsome. I know it pains you a lot however, at least now, you know where you stand. I think it is best that you have known that he cannot stand up to fight for the love that he so much tried to show you only to get what he really wanted. I do not think he really is the man that people have always thought him to be. He is nothing but a selfish jerk who thinks about nothing but himself. See how easily he has exchanged you and your baby for his money? Anyway, I think it would be best for you to get him out of the picture as early as now and let us just concentrate on how you and your baby are going to survive. I think you can still try to conceal your baby bump until after graduation and still be cheered as t he most intelligent among the graduates. Then perhaps, we could speak again by then. Velma: It is always funny is it? (Velma had a strange look on

Types of Risk Essay Example for Free

Types of Risk Essay Additional useful information on types of risk Market or price risk relates to the uncertainty in markets and prices for both inputs (purchased for the production process), and outputs (products and services for sale by the firm). Market/price risk has always been a major problem in most businesses and results from the economic forces of supply and demand. Outcome of these forces are fluctuations in the price for a commodity and/or inputs in the production of that commodity. These fluctuations may be short-term and long-term. The degree of fluctuation and the length of time are critical to their effects on the business. Managers generally anticipate some degree of fluctuation in prices and plan accordingly. These plans may include spreading production and sales over time to average the effect of peaks and troughs in the market, establishing contracts to obtain a fixed price, and pooling sales with other producers to obtain a better market or an averaging of returns from the larger organisation. Low prices in the short term may be tolerated by a business if it has sufficient cash reserves to meet negative financial returns from lower prices. Low commodity prices in the longer term pose serious threats to the viability of the enterprise, and the business, should that enterprise form a major source of income. The growing impact of globalisation and opening of most world economics is also increasing the variability of market and price risk. Remember that this includes both opportunity and potential loss. Production risk is the variability inherent in the firms production processes. This is predominantly the variability of product yield, both in yield quantity and quality. Often quantity is considered but quality is also an important consideration – particularly for products where warranty and service support are provided. Variances in labour, weather, transport and inventory can all reduce (or increase) expected output, or cause delay in the production cycle of any business. Quality reduction, or delay in the production cycle, can further reduce the expected market or price returns for the unit of production. A delay in the production cycle can result in an inferior product or additional time and costs to finish the product, thus reducing the margin of returns from the enterprise. Technological risks: these relate to the uncertainty caused by rapid technological change. A production or investment decision made today may be affected by technical improvements in the future. This is particularly important for structures and high cost, long-life plant. A change in technology may place the business in a less efficient and less competitive situation against its competitors and the marketplace. Similarly not keeping up with technology can also make the business less efficient and less competitive. A business not utilising EFTPOS would find business quite difficult. Some investments can take upward of ten years for the planned commodity to settle into full production (e. g. horticultural products such as fruit or nuts. Agro forestry is a particularly long-term investment, as is mining). Human risks: humans are a key source of risk. Humans are prone to mistakes, misinterpretation, and health problems. The goals and objectives of management form the long- and short-term business plans for the firm. The fact that humans tend to change their goals and objectives often adds to the uncertainties facing the firm. Humans have skills limitations. The introduction of a new process or new technology may require new and sophisticated skills. Humans interpret, learn and respond to situations in different ways. Examples of human risk situations include: health and injury problems, particularly with key personnel. mistakes made in the production process. breakdown in interpersonal relationships within the workforce. misinterpretation in communication. esistance to change. An inability to learn. the existence of vices such as greed and selfishness. fraud, dishonesty, theft. there is also a growing value to a business of the intellectual property/knowledge of its workforce. Legal and social risks: these risks increase in developed society. Laws created to protect people, property and the environment can alter the business playing field. Decisions made and techniques used today may result in l itigation at some future date. There may be a close correlation between human, legal and social risks. For example: the duty of care in respect of others within our legal system. This is important from two management aspects: firstly a business has a responsibility to a persons physical well-being. There is the risk that a person or that persons property may be injured or damaged as the result of the business activities (public liability). Secondly there is a duty of care in respect to business advice that may be given to another. This is important in advice where You know, or should have known, that they might rely on that advice. Consider recent litigation against James Hardie as an example of such risks. The growing importance of OH;S obligations is another example. Some production processes often alter the physical environment, creating the risk of downstream detrimental effects on others (for example chemical spills, effluent disposal). The risk manager must consider environmental risks not only in relation to their direct effect on the business, but also for the potential damage to others property rights and the subsequent potential litigation which may ensue. Government policy risks: government policies help to define both the external and internal environments for the agricultural business. In addition to the monetary, fiscal and trade policies, Commonwealth and State governments have various policies—both general and industry specific. These risks can be particularly stressful on businesses as policy can be quickly introduced and are often unexpected. There can be a considerable production and time lag for the business to respond to the new or altered policy. Financial risks Financial risks result from the uncertainty in the finances of the business. The commercial manager has two sources of finance (capital): their own equity capital, or someone elses capital. Someone elses capital can be acquired through borrowing, leasing, and, in the larger firm, the issuing of shares. The use of non-equity capital creates opportunities for growth in the business. This will occur where additional finance can be used to increase productivity and subsequent income through the purchase of additional assets (resources). For example, funds may be borrowed to purchase additional stock, plant and machinery, or to expand production capacity. Leasing is another form of non-equity capital. In this situation the business acquires the use of additional productive assets, and pays a nominal rent for this usage. Non-equity capital also creates financial costs (liabilities such as rent, interest and capital repayments) which may place the business in financial difficulty. The business may not be able to meet its financial commitments (this is liquidity risk), or indeed become insolvent (where liabilities exceed assets). The use of non-equity capital involves the concept of leverage.

Hemingways Hills Like White Elephants :: Hills Like White Elephants Essays

In the story 'hills like white elephants' by Ernest Hemingway, we read about two characters, a girl and an American man. They have short conversations between them, and these conversations can hint of many clues about them and their relationship. In the story, we discover what the characters are like, through what they say, and also through the things they don't say. First, in the story, we understand that the American man has money, and he is an adult because he seems to knows what he is doing. He doesn't want to have a child. Therefore, he is asking his girlfriend to risk her life by having an abortion. The surgery's death rate was higher than its survival rate at that time. All this makes him very selfish, as well. He doesn't care about her, despite the fact that he says: 'well, I care about you.' (Hemingway, 255). He doesn?t even listen to her. She speaks to him, and he says some unrelated things back. We can assume that he always talks about drinking because he wants to get her drunk so she will accept the abortion. Also, we can understand from his comment: ?I?ve known lots of people that have done it?, (Hemingway, 255) that he had too many relationships with teenage girls before, and he has been through the same situation nemrus times. Secondly, the woman, who is called the girl in the story, has no identity. We don?t know where she is from, or if she has a family. We can understand that she is a teenager who depends on a careless man. Furthermore, it?s clear from her words: ?and if I do it you?ll be happy and things will be like they were and you?ll love me (Hemingway, 255), that she is a lonely desperate girl who still hopes for happiness. Nevertheless, she knows she will never have it. That?s why it?s obvious from her reply, ?I don?t care about me?, (Hemingway, 255), that she is depressed, and even ready to die by agreeing to the abortion.

Heaven and Hell Divided in C. S. Lewiss The Great Divorce :: Lewis Great Divorce

Heaven and Hell Divided in C. S. Lewis's The Great Divorce    C. S. Lewis is known throughout the world for his ability to tuck theology into fantasy. He's the author of many books such as the Chronicles of Narnia, The Screwtape Letters and Mere Christianity. One of his less popular books, but one that he considered among his favorites, was The Great Divorce. The title refers to the separation of Heaven and Hell.    Although a relatively thin book, it is packed with thought provoking questions concerning ones faith. In this story, the narrator and main character, embarks on a bus ride from the twilight of Hell to the outskirts of Heaven. Here he encounters many people, called ghosts, who have also been in Hell. The narrator observes their struggle with whether to stay in Heaven, or hold onto their petty sins and return to the lonely darkness of Hell. C. S. Lewis' descriptions and characters are what really make this story incredible.    The main character of the story never receives a name. This was done in order to make him seem less like another character, and more like a mirror image of oneself. He is the character that the reader seems to relate with the most. Not only does the audience relate to him but so do the other characters in the book. One such example of this is on Page 14, while the narrator is getting on the bus. "I thought you wouldn‚Äà ´t mind my tacking on to you . . . for I've noticed that you feel just as I do about the present company." This is interesting because the narrator has neither seen nor spoken to this character before. Another case is on page 29, "What's the sense of allowing all that riff-raff to float about here all day. Look at them." Here again, another ghost seems to be drawn to the narrator and speaks to him as if they had already met.    Those people who were already in Heaven the main character referred to as "solid people." He called them this because, unlike the ghosts, they were not transparent. The narrator‚Äà ´s solid person, or teacher as he calls him, is George MacDonald and is introduced at the beginning of chapter 9. George MacDonald is a famous writer and C. S. Lewis has never tried to hide the fact that he admires Mr.

“Monsters Inside Me” Review Essay

I watched â€Å"Monsters Inside Me† season 4 episode 5 called My Husband is Hallucinating. This TV show was founded in 1982 and still aspires to the original mission statement established by founder John Hendricks. â€Å"To satisfy curiosity and make a difference in people’s lives by providing the highest quality content, services and products that entertain, engage and enlighten.† The episode tells 3 stories about uncommon diseases that humans faced and the hardships doctors had in identifying the cause of those illnesses. The first story was about a young boy Tyler from Colorado, who got meningococcal meningitis. The symptoms were flu-like at first: high-temperature, weakness in the body, dehydration, etc. But then he got a shortness of breath, very low blood pressure, rush and eventually blisters on his limbs. Only after running multiple tests for five days that a boy spent on life control doctors finally got the answer. Meningococcal meningitis is an inflamma tion of the brain and infection of the bloodstream caused by bacteria that traveled through boy’s vessels releasing toxins that clotted his bloodstream causing his vessels to burst into the tissue, and because of the lack of oxygen his arms and legs began to rote. This disease strikes 15,000 children and teenagers in the US annually, the vaccine exists but are not always compulsory because some people with weakened immune system are more prone to get the infection . The new prescribed antibiotics helped Tyler to survive, but doctors had to amputate his dead front feet and fingers on the right hand. The second story was about a guy Sully from Alaska who started filling great muscle pain, sensitivity to the light and the noise, and even hallucinating. Then doctors discovered high eosinophils levels in his bloodwork(specialised white blood cells that became active when there are allergens or certain infection in the body) caused by trichinosis parasites in his body because he ate raw bear meat that was contaminated with those parasites. Doctors cured Sully with a powerful drug called mebendazole, but he will have dead parasites as cists till the end of his life in his muscles. Crystal Brown from Houston, TX had a curved deviated septum that required her to have a nasal surgery to ease her breathing. After the surgery she still had the problem and greenish-black discharge in addition to trouble breathing for the longest time. First doctors recommend ed decongestants and antibiotics, but neither could help  her. Then doctors found out that a piece of packing was left in her nasal cavity for a year and development of allergic fungal sinusitis that has no cure but the surgery once every couple of years. I got thrown by the first story that’s why I decided to devote a little more description of it. It’s truly scary to know that human bodies can be so fragile. I’m really glad I watched the show, not that I’m glad to know that the monsters can exist in our bodies, but this knowledge can help me to protect myself better. I noticed that all the characters in the show didn’t seek for medical assistance until the conditions became almost impossible to live with. They all tried to cure themselves with home remedies and painkillers. The show was very well put together; complete with a short history or summary of how a person has come in contact with their nemesis, whether there were parasites or bacteria that caused the problem. The narrator for the show was well informed and there was a medical explanation for what was happening in the body once a person has become a host for whatever monster has invaded them. The medical graphics are informative and detai led in a way that an average person can understand what is happening in an infected body. Although it was hard to watch it was worth it because the show can help us to avoid the invasion of a monster that can kill us. It is good to stay informed and parasite free. I think most people should pay more attention to their bodies and go to see the doctor when something unusual is happening in their system.

Free Essays on Effects of Rap on Today’s Youth.

I plan on researching the effects of rap on today’s youth. As Glenn Collins explains, â€Å"the influence of rap is now evident in the nation’s language, music, fashion and advertising† (C15). I also plan on researching the effects of good clean lyrics that Will Smith uses, compared to the vulgar and violent lyrics of past rap artists such as Tupac Shakur and Chris Wallace a.k.a. Notorious BIG. I became aware of this topic because I listen to rap music. I own 20 rap CD’s. I became concerned about rap lyrics bad influence when Tupac Shakur and Notorious BIG were murdered in the middle of the 1990’s. Will Smith is also my favorite rap artist, because he does not use profanity and violence in his lyrics. According to Smith, â€Å"Good rap does not have to be vulgar† (qtd. in â€Å"Fresh Prince† 17A). I am also interested in learning the effects of unclean rap lyrics on today’s youth. There needs to be further investigation on this, because this important subject seems to have some how faded over the past five to ten years. According to Terry Teachout, â€Å"the actual content of rap, nobody talks about it much anymore-it seems far, far longer then seven years ago that Bill Clinton made political hay by attacking Sister Souljah-and it may well be that the sickening excesses of gangster rap have become as untrendy as Austin Power’s wardrobe† (14). We need to see if rap lyrics are in fact affecting our youth and how rap artists like Will Smith, can be a good role model. â€Å"And the same people who go out and say rap is negative, they don’t come and look at some of the good groups that are out there, who are doing positive things† (Williams C1). Will Smith is nearly the only rap artist not using profanity in his rap lyrics. Is Will Smith making an impact on today’s youth with his clean lyrics? The big â€Å"in† thing twenty or thirty years ago was rock & roll. How will people remember rap 50 years from now? ... Free Essays on Effects of Rap on Today’s Youth. Free Essays on Effects of Rap on Today’s Youth. I plan on researching the effects of rap on today’s youth. As Glenn Collins explains, â€Å"the influence of rap is now evident in the nation’s language, music, fashion and advertising† (C15). I also plan on researching the effects of good clean lyrics that Will Smith uses, compared to the vulgar and violent lyrics of past rap artists such as Tupac Shakur and Chris Wallace a.k.a. Notorious BIG. I became aware of this topic because I listen to rap music. I own 20 rap CD’s. I became concerned about rap lyrics bad influence when Tupac Shakur and Notorious BIG were murdered in the middle of the 1990’s. Will Smith is also my favorite rap artist, because he does not use profanity and violence in his lyrics. According to Smith, â€Å"Good rap does not have to be vulgar† (qtd. in â€Å"Fresh Prince† 17A). I am also interested in learning the effects of unclean rap lyrics on today’s youth. There needs to be further investigation on this, because this important subject seems to have some how faded over the past five to ten years. According to Terry Teachout, â€Å"the actual content of rap, nobody talks about it much anymore-it seems far, far longer then seven years ago that Bill Clinton made political hay by attacking Sister Souljah-and it may well be that the sickening excesses of gangster rap have become as untrendy as Austin Power’s wardrobe† (14). We need to see if rap lyrics are in fact affecting our youth and how rap artists like Will Smith, can be a good role model. â€Å"And the same people who go out and say rap is negative, they don’t come and look at some of the good groups that are out there, who are doing positive things† (Williams C1). Will Smith is nearly the only rap artist not using profanity in his rap lyrics. Is Will Smith making an impact on today’s youth with his clean lyrics? The big â€Å"in† thing twenty or thirty years ago was rock & roll. How will people remember rap 50 years from now? ...

Hare Krishna Religion

Hare Krishna Religion Hindu religion has several gods, who manifest themselves in human form, and then come to rescue man during a time of trouble. The gods Brahma, Vishnu, and Shiva form the trinity in Hindu religion. Brahma is in charge of creation, having grown from the navel of Vishnu. He later made himself a goddess to enable him create the world and human beings (Bryant, 12). Advertising We will write a custom essay sample on Hare Krishna Religion specifically for you for only $16.05 $11/page Learn More Vishnu is the most powerful of the three and is supposed to sustain the status quo. They believe that everything is in place the way Vishnu wants, and he stays vigilant to ensure things do not go astray. So far, he has had nine avatars, and it is believed the next will be a white horse. Shiva is a god of destruction. He is believed to reside on at the top of the Himalayas. He facilitates reincarnation by destroying old things and men. All these gods are depicted differently , according to the roles they play. It is essential to note that Krishna was an avatar of Vishnu. Krishna worshippers identify themselves with devotion to Vishnu (Vaishanvism), and the religious philosophy of Vedi (Bryant, 12). Beliefs Krishna followers subscribe to (ISKCON) The International Society for Krishna Consciousness, an association created in 1966. The late A. C. Bhaktivedanta Swami Prabhupada moved to America in his old age and settled in New York, where he started the society. The movement was originally founded by Chaitanya Mahaprabhu, who instructed people on excessive dedication to Vishnu. A. C. B. Swami Prabhupada was inducted to the movement by his friends at the Guadiya Matha Mission, which was based in Calcutta. They worship by chanting the Krishna mantra and performing sentient dance routines around statues of Krishna (Bryant, 12). They believe in aim towards salvation in the end, and carry out several practices to help them achieve this, most notably lacto-vege tarianism. They also abstain from illegitimate sex, gambling and intoxicants like tobacco, alcohol and many more. As observed from their beliefs and practices, we can conclude that Krishna followers are monotheist. This is unlike original Indian religion which had polytheistic characteristics. Mainstream Hindus believe in the existence of more than one god, and have gone further to categorize them either as major or minor (Bryant, 12). According to them, Krishna was only an avatar, and like his predecessors, he died. They are waiting for his successor, who will appear as a Kalki on a white horse bearing a sword that will be used to eradicate poverty and corruption. Krishna followers view him as their main deity. They do not have any regard for past avatars or future avatars, although they acknowledge god Vishnu’s existence.Advertising Looking for essay on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More It is noteworthy that both Krishna followers and mainstream Hindus believe that life has a purpose, and we have to achieve this before the end of our lifetime on earth. For mainstream Hindus, the purpose of human life can be analyzed in four stages, namely; Dharma, which requires someone to fulfill their moral, religious and social obligations. Artha necessitates personal success by attaining financial stability, while Kama calls for restraint when laboring to satisfy our needs. Moksha is regarded as the ultimate purpose of life (Saliba, 45). Here, people aspire to avoid reincarnation, by strict adherence to frugal discipline of world denouncers, by direct knowledge of ones inner self. Krishna followers, on the other hand, lay emphasis on Dharma and Moksha. Drifting away Members of the ISKCON worldwide participate in numerous charity activities of different types, targeting different sections of society. They are universally involved in the provision of rations and accommodation for the famished and destitute. Their branches worldwide collect funds which are then used to achieve this goal. They use this as a means of coercion, hence their steady growth in numbers over the past years. Mainstream Hinduism is silent on the use of incentives to lure people to their religion. There is no documented record of their engagement with such activities explicitly. It is noteworthy that a silent rule exists, which grants native Hindus the right of entry into the temples of their gods. Krishna followers are the only sect who disregards this rule (Bryant, 12). Modern day Krishna followers engage in income-generating ventures, in order to sustain their temples and themselves. In Australia, for example, they operate restaurants, shops and other businesses. As a result, most of their establishments are autonomous, and they register themselves under ISKCON as a formality. The money they raise from these sources is used to finance their schools and for the upkeep of devotees and other full time temple employees. The remainder is donated to charities (Saliba, 45). Swami Prabhupada established a council to oversee the activities of the sect after he died, which is based in America. They were tasked with the responsibility of making momentous decisions and resolving all conflicts among followers. They were given the power to mediate on matters of doctrine. No records have been found among other mainstream Hindus of such organization levels. They engage in charity activities individually, and most of them do not have schools specifically dedicated for their children.Advertising We will write a custom essay sample on Hare Krishna Religion specifically for you for only $16.05 $11/page Learn More The American chapter of the Krishna sect was embroiled in controversy, compelling them to file for bankruptcy. This showed some level of organization, the existence of a hierarchy, and most importantly, a strong financial base. Parents and victi ms accused the society of child molestation. Most of the other mainstream Hindu sects have not had allegations of such high magnitude against them. The mere fact that they filed for bankruptcy proves that they had financial ambitions and that their existence depended on their financial muscle. The American chapter sought for financial assistance from other societies worldwide to settle the claim. Numerous cases of child molestation had been reported, both in American and Indian schools. Cases of violence and neglect were also rampant in the said schools (Saliba, 45). Remote cases were reported in Australia, although they responded promptly by shutting down all their boarding schools. They later asserted that it was due to lack of sufficient funds. It is also striking that despite having its roots in primordial India, the Krishna society started from America where it is based, before spreading to India and many other countries. All other sects of Hinduism originate from India and are propagated by Indians, as opposed to the Krishna sect, which has placed emphasis on recruiting non Hindus to the sect (Saliba, 45). There have been cases of infighting, disagreements about the validity of doctrines they were propagating among members of the executive council. It has negatively affected the society’s standing. Surprisingly, the sect continues to grow steadily as converts from different walks of life are lured into it, hoping to find an alternative to Christianity, Islam and other mainstream religions. Hindus who migrate to other countries where their sects do not exist tend to join the Krishna band wagon. Bryant, Edward. Krishna: A Sourcebook. New York: Oxford University Press US, 2007 12Advertising Looking for essay on religion theology? Let's see if we can help you! Get your first paper with 15% OFF Learn More Saliba, John. Understanding New Religious Movements. California: Rowman AltaMira, 2003 (2 illustrated) 45

The Ultimate Guide to the AP Statistics Exam

The Ultimate Guide to the AP Statistics Exam SAT / ACT Prep Online Guides and Tips Are you taking AP Statistics? If so, you're likely wondering what to expect from the AP Statistics exam. Before you sit down to take the final test, it's important to understand how the AP Stats test is formatted, what topics it will cover, and how it'll be scored. This guide will explain all of that information, show you official sample problems and give you tips on the best way to prepare for the AP Statistics test. In 2020, the AP Statistics exam will take place on Friday, May 15th at 12:00pm. How Is the AP Statistics Exam Structured? How long is the AP Statistics exam? The test is a total of three hours long and contains two sections: multiple choice and free response. You're allowed a graphing calculator for the entire exam. Multiple-Choice Section 40 multiple-choice questions 90 minutes long Worth 50% of exam score You can spend an average of a little more than two minutes on each multiple-choice question and finish the section in time. Free-Response Section 5 short-answer questions 1 Investigative Task 90 minutes long Worth 50% of exam score The five short-answer questions are meant to each be solved in about 12 minutes, and the Investigative Task is meant to be solved in about 30 minutes. What Does the AP Statistics Exam Test You On? The content of the AP Stats exam and course is centered around four major topics. Below are the four topics, along with what percentage of the exam will be on them and all the topics that fall beneath each of them. The list covers every single topic that the AP Statistics exam could test you on. #1: Exploring Data: Describing Patterns and Departures From Patterns (20-30%) Constructing and interpreting graphical displays of distributions of univariate data (dotplot, stemplot, histogram, cumulative frequency plot) Center and spread Clusters and gaps Outliers and other unusual features Shape Summarizing distributions of univariate data Measuring center: median, mean Measuring spread: range, interquartile range, standard deviation Measuring position: quartiles, percentiles, standardized scores (z-scores) Using boxplots The effect of changing units on summary measures Comparing distributions of univariate data (dotplots, back-to-back stemplots, parallel boxplots) Comparing center and spread: within group, between group variation Comparing clusters and gaps Comparing outliers and other unusual features Comparing shapes Exploring bivariate data Analyzing patterns in scatterplots Correlation and linearity Least-squares regression line Residual plots, outliers, and influential points Transformations to achieve linearity: logarithmic and power transformations Exploring categorical data Frequency tables and bar charts Marginal and joint frequencies for two-way tables Conditional relative frequencies and association Comparing distributions using bar charts #2: Sampling and Experimentation: Planning and Conducting a Study (10-15%) Planning and conducting experiments Characteristics of a well-designed and well-conducted experiment Treatments, control groups, experimental units, random assignments and replication Sources of bias and confounding, including placebo effect and blinding Completely randomized design Randomized block design, including matched pairs design Overview of methods of data collection Census Sample survey Experiment Observational study Planning and conducting surveys Characteristics of a well-designed and well-conducted survey Populations, samples, and random selection Sources of bias in sampling and surveys Sampling methods, including simple random sampling, stratified random sampling, and cluster sampling Generalizability of results and types of conclusions that can be drawn from observational studies, experiments, and surveys #3: Anticipating Patterns: Exploring Random Phenomena Using Probability and Simulation (20-30%) The normal distribution Properties of the normal distribution Using tables of the normal distribution The normal distribution as a model for measurements Probability Interpreting probability, including long-run relative frequency interpretation "Law of Large Numbers" concept Addition rule, multiplication rule, conditional probability, and independence Discrete random variables and their probability distributions, including binomial and geometric Simulation of random behavior and probability distributions Mean (expected value) and standard deviation of a random variable, and linear transformation of a random variable Combining independent random variables Notion of independence versus dependence Mean and standard deviation for sums and differences of independent random variables Sampling distributions Sampling distribution of a sample proportion Sampling distribution of a sample mean Central Limit Theorem Sampling distribution of a difference between two independent sample proportions Sampling distribution of a difference between two independent sample means Simulation of sampling distributions t-distribution Chi-square distribution #4: Statistical Inference: Estimating Population Parameters and Testing Hypotheses (30-40%) Estimation (point estimators and confidence intervals) Estimating population parameters and margins of error Properties of point estimators, including unbiasedness and variability Logic of confidence intervals, meaning of confidence level and confidence intervals, and properties of confidence intervals Large sample confidence interval for a proportion Large sample confidence interval for a difference between two proportions Confidence interval for a mean Confidence interval for a difference between two means (unpaired and paired) Confidence interval for the slope of a least-squares regression line Tests of Significance Logic of significance testing, null and alternative hypotheses; p-values; one- and two-sided tests; concepts of Type I and Type II errors; concept of power Large sample test for a proportion Large sample test for a difference between two proportions Test for a mean Test for a difference between two means (unpaired and paired) Chi-square test for goodness of fit, homogeneity of proportions, and independence (one- and two-way tables) Test for the slope of a least-squares regression line AP Statistics Sample Questions As we mentioned above, there are three types of questions on the AP Stats exam: multiple choice, short answer, and investigative task. Below are examples of each question type. You can see more sample questions and answer explanations in the AP Statistics Course Description. Multiple-Choice Sample Question There are 40 multiple-choice questions on the exam. Each has five answer options. Some questions will be accompanied by a chart or graph you need to analyze to answer the question. Short-Answer Sample Question There are five short-answer questions on the AP Stats test. Each of these questions typically includes several different parts you need to answer. You're expected to spend about 12 minutes on each short-answer question. Investigative Task Sample Question The final question on the exam is the Investigative Task question. This is the most in-depth question on the test, and you should spend about 30 minutes answering it. It will have multiple parts you need to answer and require multiple statistics skills. You'll also need to provide a detailed explanation of your answers that shows the strength of your statistics skills. Be sure to show all your work as you'll be graded on the completeness of your answer. How Is the AP Statistics Test Graded? For the multiple-choice part of the exam, you earn one point for each question you answer correctly. There are no point deductions for incorrect answers or questions you leave blank. Official AP graders will grade your free-response questions. Each of the six free-response questions is scored on a scale of 0 to 4 points, so the total section is out of 24 points. The free-response questions are graded holistically, which means, instead of getting a point or half a point for each bit of correct information you include, graders look at your answer to each question as a "complete package," and your grade is awarded on the overall quality of your answer. The grading rubric for each free-response question is: 4: Complete Response: Shows complete understanding of the problem's statistical components 3: Substantial Response: May include arithmetic errors, but answers are still reasonable and show substantial understanding of the problem's statistical components 2: Developing Response: May include errors that result in some unreasonable answers, but shows some understanding of the problem's statistical components 1: Minimal Response: Misuses or fails to use appropriate statistical techniques and shows only a limited understanding of statistical components by failing to identify important components 0: No Response: Shows little or no understanding of statistical components What does holistic grading mean for you? Basically, you can't expect to earn many points by including a few correct equations or arithmetic answers if you're missing key statistical analysis. You need to show you understand how to use stats to get a good score on these questions. Estimating Your AP Statistics Score If you take a practice AP Stats exam (which you should!) you'll want to get an estimate of what your score on it is so you can get an idea of how well you'd do on the real exam. To estimate your score, you'll need to do a few calculations. 1. Multiply the number of points you got on the multiple-choice section by 1.25 2. For free-response questions 1 through 5, add the number of points you got together and multiply that sum by 1.875 (don't round). If you need help estimating your score, the official free-response questions we linked to above include sample responses to help you get an idea of the score you'd get for each question. 3. For free-response question #6, multiply your score by 3.125. 4. Add the scores you got in steps 1-3 together to get your Composite Score. For example, say you got 30 questions correct on the multiple-choice section, 13 points on questions 1-5, and 2 points on question 6. Your score would be (30 x 1.25) + (13 x 1.875) + (2 x 3.125) = 68.125 which rounds to 68 points. By looking at the chart below, you can see that'd get you a 4 on the AP Statistics exam. Below is a conversion chart so you can see how raw score ranges translate into final AP scores. I've also included the percentage of students who earned each score in 2017 to give you an idea of what the score distribution looks like: Composite Score AP Score Percentage of Students Earning Each Score (2017) 70-100 5 13.6% 57-69 4 15.9% 44-56 3 24.8% 33-43 2 20.2% 0-32 1 25.5% Source: The College Board Where Can You Find Practice AP Stats Tests? Practice tests are an important part of your AP Stats prep. There are official and unofficial AP Stats practice tests available. Below are some of the best practice tests to use. Official Practice Tests 2012 Complete Practice Test 1997 Complete Practice Test Free-Response Questions 1998-2017 Unofficial Practice Tests Barron's Practice Test To learn more about where to find AP Statistics practice tests and how to use them, check out our complete guide to AP Statistics practice exams. 3 Tips for the AP Statistics Exam In this section we go over three of the most useful tips you can use when preparing for and taking the AP Statistics test. Follow these and you're more likely to get a great score on the exam. #1: For Free Response, Answer the Entire Question As we mentioned earlier, free-response questions on AP Stats are graded holistically, which means you'll get one score for the entire question. This is different from many other AP exams where each correct component you include in a free-response question gets you a certain number of points, and those points are then added up to get your total score for that question. The Stats free-response questions are graded holistically because there are often multiple correct answers in statistics depending on how you solve the problem and explain your answer. This means you can't just answer part of the question and expect to get a good score, even if you've answered that part perfectly. If you've ignored a large part of the problem, your score will be low no matter what. So instead of trying to get a point here and there by including a correct formula or solving one part of a question, make sure you're looking at the entire problem and answering it as completely as possible. Also, if you need to include an explanation, be sure it explains your thought process and the steps you took. If your explanation shows you understand important stats concepts, it could help you get a higher score even if your final answer isn't perfect. Aiming for the most complete response possible is also important if you can't answer one part of a question that's needed to answer other parts. For example, if you can't figure out what the answer to part A is, but you need to use that answer for parts B and C, just make up an answer (try to keep it logical), and use that answer to solve the other parts, or explain in detail how you'd solve the problem if you knew what the answer to part A was. If you can show you know how to solve the latter problems correctly, you'll likely get some credit for showing you understand the stats concepts being tested. #2: Know How to Use Your Calculator You'll need a graphing calculator to answer pretty much every question on the Stats exam, so make sure you know how to use it. Ideally, the calculator you use on test day will be the same one you've been doing homework and taking tests with throughout the school year so you know exactly how to use it. Knowing how to solve common stats functions on your calculator and interpret the answers you get will save you a lot of time on the exam. Your calculator will likely be most useful on the multiple-choice section where you don't need to worry about showing work. Just plug in the data you're given into your calculator, and run the right equations. Then you'll have your answer! #3: Know Your Vocabulary You may think that since AP Stats is a math course, vocab won't be an important part of the test, but you need to know quite a few terms to do well on this exam. Confusing right- and left-skewed or random sampling and random allocation, for example, could lead to you losing tons of points on the test. During the school year, stay on top of any new terms you learn in class. Making flashcards of the terms and quizzing yourself regularly is a great way to stay up-to-date on vocab. Many AP Stats prep books also include a glossary of important terms you can use while studying. Before the AP Stats exam, you should know all important terms like the back of your hand. Having a general idea isn't good enough. A big part of stats is being able to support your answers, and to do this you'll often need to use stats vocab in your explanations. Just stating the term won't earn you nearly as many points as being able to explain what the term is and how it supports your answer, so make sure you really know your vocab well. Summary: Statistics AP Exam The AP Statistics exam is three hours long and consists of 40 multiple-choice questions and six free-response questions. The content of the exam covers four main areas: exploring data, sampling and experimentation, anticipating patterns, and statistical inference. To prepare well for AP Stats exam questions, it's important to take practice exams and know how to grade them so you can estimate how well you'd do on the actual test. When studying for the AP exam, remember to answer the entire question for free response, know how to use your calculator, and be on top of stats vocabulary. What's Next? Feel the need to do some quick reviewing after looking through what'll be covered on the AP Stats exam? Take a spin through our guide to statistical significance to refresh yourself on how to run a t-test. How difficult is AP Stats compared to other AP classes? Get the answer by reading our guide to the hardest AP exams and classes. Wondering which other math classes you should take besides statistics? Math is often the trickiest subject to choose classes for, but our guide will help you figure out exactly which math classes to take for each year of high school. A prep book can be one of your best study resources for the AP Stats exam. But which prep book should you choose? Check out our guide to AP Stats prep books to learn which is the best and which you should avoid. Want to improve your SAT score by 160 points or your ACT score by 4 points? We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

Week 1 Discussion HUM 112 Assignment Example | Topics and Well Written Essays - 250 words

Week 1 Discussion HUM 112 - Assignment Example Consequently, there are several well-known painters when it comes to Baroque style paintings representing not only the era of the period but also the flamboyant and rich culture. Rembrandt van Rijn (1606-1669) created a portrait painting of a young woman. Emphasis of the portrait is placed on the various white accessories such as lace cuffs, gloves, coifs, and the large millstone ruff. In another different painting from the same period, describing the details of the woman costumes, the significance was accorded to the overall portrayal and appearance of a rich heritage. Moreover, another baroque painting by Portrait of Marchese Spinola, the female fashion is seen to have changed so much from 1630s and 1660s (Hill, 2011). The whole silhouette changed, from the elevated wasted gowns of 1630s to that of long and slender wasted in 1660s. Paintings that have been viewed clearly provide more details when observed keenly. They do not just represent the painter, but also the particular message being conveyed by each of the art viewed within that period. The baroque paintings are not just distinguished by the rare presentation of the surrounding, but also the messages that are successfully presented by the painters. Baroque style paintings remind me of Christian film and videos. Nonetheless, the work that distinguishes the baroque style paintings is contradictory and stylistically complex. Moreover, the desire of evoking emotional states through appealing to the senses in dramatic ways underlies its very manifestations (Hill, 2011). The qualities associated with baroque include sensuous, drama, grandeur, emotional, vitality, and tendency to blur the distinctions between various

Abortion in Islam Research Paper Example | Topics and Well Written Essays - 1000 words

Abortion in Islam - Research Paper Example Nearly all the religions of the world have their own understanding and approach towards the matter of abortion. Different approaches have been used to explain the logic and reason for the permission of abortion or otherwise. Among other religions, Islam is one of the major religions of the world today. Muslims constitute nearly 25% of the population of the world and Islam is the second largest religion that exists on the face of the Earth. The teachings of Islam are based on the Holy Qur’an (Word of ALLAH i.e Muslim name for God) and Hadith (word of the prophet Muhammad). The concept of abortion when viewed in the light of the teachings of Islam has some very interesting aspects, as we shall discuss in the following lines. Abortion is defined as the termination of pregnancy after, accompanied by, resulting in, or closely followed by the death of the embryo or fetus (Merriam-Webster Dictionary). Abortion may not only serve the purpose of family planning, contraception or means of controlling population growth, but also a means of saving the life of a mother whose health is at risk. There are three main methods used for the purpose of abortion (Willke, 1985). All the methods mentioned above, revolve around the central idea of preventing the birth of a â€Å"live† child. ALLAH has revealed in the Holy Qur’an, â€Å"Say: "Come, I will rehearse what Allah hath (really) prohibited you from": Join not anything as equal with Him; be good to your parents; kill not your children on a plea of want;- We provide sustenance for you and for them;- come not nigh to shameful deeds. Whether open or secret; take not life, which Allah hath made sacred, except by way of justice and law: thus doth He command you, that ye may learn wisdom† (Ali, 2000). It is therefore clear from the above verse of Qur’an that taking a life is not allowed in Islam, except for just and

American foundation for the blind Essay Example | Topics and Well Written Essays - 250 words

American foundation for the blind - Essay Example ed in raising the organization’s profile and changed how people perceived the blind and facilitated the expansion of AFB with many achievements like standardizing the English braille code. The mission statement of the American Foundation for the Blind is â€Å"to remove barriers, create solutions, and expand possibilities so people with vision loss can achieve their full potential† (â€Å"American Foundation for the Blind†, n.p, 2013). This clearly states the main aim of AFB. Migel formulated the mission of AFB and he wished to create a forum for blindness professionals, research and respect the blind. There are many people in the society who are affected by vision loss and AFB makes their lives easy by providing necessary services required. The American foundation for the blind offer variety of services some of which include continuing education credit via Academy for Certification of Vision Rehabilitation and Education Professionals (ACVREP), provides eLearning services for professional development. AFB as well advocates for the right of the blind to ensure that they equally participate in societal activities. The current happenings of the organization include, AFB offering eleven scholarships for higher education for blind students, nomination for 2014 Migel medals, and AFB eLearning center offers new Webnar on using the iPad in the classroom among others (â€Å"American Foundation for the Blind†,

Analysing online consumer shopping motivations for luxury products Essay

Analysing online consumer shopping motivations for luxury products (Methodology) - Essay Example Research Methodology This part of the study discusses the methodology which has been adopted for addressing to the research topic (Perry, 1998). The research has been made related to the topic ‘whether online shopping motivates the customers towards purchasing luxury products’. This part of the study would be sub divided into various segments, each part displaying some specific portion of the research methodology which has been implemented. 2. Research Philosophy Ontology Ontology is the initial point that will lead to the own established theoretical framework. It refers to the study of assumptions related to the nature of the social reality, what are the units that constitute this reality and how they interact with each other (Easterby-Smith, Thorpe and Lowe, 2002). Epistemology It is the branch of research philosophy which mainly focuses on the scope and nature of the knowledge. It is also referred to as ‘the theory of knowledge’ (Easterby-Smith, Thorpe an d Lowe, 2002). 3. Research Approach There are mainly two types of research approaches. One is the deductive research approach and the other is the inductive research approach. Deductive Research Deductive research approach helps in testing the validity of the research study in waterfall manner (Shaheen, n.d). This model follows a series of procedure i.e. theory establishment, followed by hypothesis generation, observation of the behavior of variables and then reaching the conclusion. Inductive Research Inductive research approach is a useful tool for converting the observation into theoretical conclusion (Shaheen, n.d.). This model follows a series of procedures i.e. observation of the behavior and relationship between the variables, identification of the type of relationship, establishing a suitable hypothesis and then reaching to the conclusion. 4. Data Sources The study requires collecting primary as well as secondary data in order to satisfy the research objective. Primary Data The Primary data is collected by the researcher himself/herself for conducting the research work. The primary data is generally collected by gathering the responses of the customers participating in the close ended survey that have been conducted for carrying out the research work. There are many forms of primary sources such as responses of the participants in the surveys, interviews etc (Somekh and Lewin, 2005). Secondary Data The secondary data is collected by reviewing the literatures that have been made on the same topic earlier. Secondary data collection is the process of collecting data where someone other than the user gathers the entire set of data (Vaivio, 2008). The data collected from the secondary research has helped to reach to the research objective in an appropriate manner. The secondary data sources like newspapers, journals, books, and data obtained from company websites and different working and research papers published by various academic scholars are utilised w hile conducting any research work. The collection of these data helps in proceeding in the research process in an appropriate manner. 5. Data Collection Approaches Quantitative Methodology The quantitative research methodology is such a research methodology which involves various computation techniques or statistical calculations (J. Hussey and R. Hussey, 1997). The methodology takes into consideration various statistical data for carrying out

Comparing two ads from 'durex'condoms company Research Paper

Comparing two ads from 'durex'condoms company - Research Paper Example In order to see whether people’s attitudes have matured towards sex one will have to look at the types of sexual literature, information and public displays that were available in the past against that which is available now. The advertisement of condoms seem to be more popular and acceptable than it was in the eighties; the first condom ad was aired by Fox television in 1991, afterwards three other major TV networks followed, but prohibited the ads from being displayed at certain times as well as to directly focus on the use of condoms as a means to prevent pregnancy ((Changing standards of condom advertising) The reason for the increase in the willingness by the media to advertise condoms are related to the increasing sexual nature of television shows as well as the HIV/AIDS epidemic.(The changing standards of condom advertising). Even though the advertisment of condoms have increased way in which condoms are advertised always stray form the actual act of sex; most Durex ads seem to cater more to the humorous side of sex and to the consequences. One of the visual ads shown by Durex displays a crib with a price tag of $420. Another ad shows two blown up condoms in the form of people having sex in a very promiscuous position and another one has a picture of Scottish men standing in their kilts with a byline saying: Durex XL (nextround.net). While all of these ads shown by Durex are according to me very creative and humorous, one has to wonder why Durex seems to be forced to display the humorous side of sex most of the time. Maybe we are not living in such modern times as we think? Most Mothers and Fathers are not comfortable discussing or even watching a TV program about sex with their children, and this to me is completely understandable, but most parents seem comfortable referring to the consequences of having sex like HIV and pregnancy. In a study on parent-child talks about sex it was founded that 40%of children

Analysing online consumer shopping motivations for luxury products Essay

Analysing online consumer shopping motivations for luxury products (Methodology) - Essay Example Research Methodology This part of the study discusses the methodology which has been adopted for addressing to the research topic (Perry, 1998). The research has been made related to the topic ‘whether online shopping motivates the customers towards purchasing luxury products’. This part of the study would be sub divided into various segments, each part displaying some specific portion of the research methodology which has been implemented. 2. Research Philosophy Ontology Ontology is the initial point that will lead to the own established theoretical framework. It refers to the study of assumptions related to the nature of the social reality, what are the units that constitute this reality and how they interact with each other (Easterby-Smith, Thorpe and Lowe, 2002). Epistemology It is the branch of research philosophy which mainly focuses on the scope and nature of the knowledge. It is also referred to as ‘the theory of knowledge’ (Easterby-Smith, Thorpe an d Lowe, 2002). 3. Research Approach There are mainly two types of research approaches. One is the deductive research approach and the other is the inductive research approach. Deductive Research Deductive research approach helps in testing the validity of the research study in waterfall manner (Shaheen, n.d). This model follows a series of procedure i.e. theory establishment, followed by hypothesis generation, observation of the behavior of variables and then reaching the conclusion. Inductive Research Inductive research approach is a useful tool for converting the observation into theoretical conclusion (Shaheen, n.d.). This model follows a series of procedures i.e. observation of the behavior and relationship between the variables, identification of the type of relationship, establishing a suitable hypothesis and then reaching to the conclusion. 4. Data Sources The study requires collecting primary as well as secondary data in order to satisfy the research objective. Primary Data The Primary data is collected by the researcher himself/herself for conducting the research work. The primary data is generally collected by gathering the responses of the customers participating in the close ended survey that have been conducted for carrying out the research work. There are many forms of primary sources such as responses of the participants in the surveys, interviews etc (Somekh and Lewin, 2005). Secondary Data The secondary data is collected by reviewing the literatures that have been made on the same topic earlier. Secondary data collection is the process of collecting data where someone other than the user gathers the entire set of data (Vaivio, 2008). The data collected from the secondary research has helped to reach to the research objective in an appropriate manner. The secondary data sources like newspapers, journals, books, and data obtained from company websites and different working and research papers published by various academic scholars are utilised w hile conducting any research work. The collection of these data helps in proceeding in the research process in an appropriate manner. 5. Data Collection Approaches Quantitative Methodology The quantitative research methodology is such a research methodology which involves various computation techniques or statistical calculations (J. Hussey and R. Hussey, 1997). The methodology takes into consideration various statistical data for carrying out

Communication Styles Web Field Trip Essay Example | Topics and Well Written Essays - 250 words

Communication Styles Web Field Trip - Essay Example 2. Reviewing the questionnaire item by item, can you find aspects of communication in which you are either nonassertive or possibly too assertive? Do you think that your communication style can be improved by making adjustments within these areas of communication? From the questionnaire, I find that I am non-assertive in situations where I am confronted with difficult situations because I do not want to deal with confrontations. Another area where I found out that I am not very assertive is when I am unable to express my anger and frustration with a friend even if it is justified. The reason for this is because I do not want to offend him or hurt his feelings. I also realized that I am assertive in instances where I have to make a phone call to institutions. I think that my communication style can be improved especially in situations where I am non-assertive. In dealing with my anger towards a friend, maybe I should try to control my emotions and be more level-headed at dealing with my friend. I should also try to choose my words carefully so as not to hurt his feelings.

Organizational Culture and Cultural Values Essay Example for Free

Organizational Culture and Cultural Values Essay One of the most prominent instrumental values of 3M’s culture, and which has contributed to its success is employee risk-taking and encouragement of the same (Mitsch, 1990). 3M’s policy of creating room for employees to experiment and conduct research means that the researchers are more exposed to the risk of failure than they would be were risk-taking not encouraged. However, risk-taking also enhances chances of making improvements on existing products and developing new products. Another instrumental value in 3M is efficiency. Management of new technologies and innovations, assessing, reacting to and anticipating market trends, and assessing customer needs can be very challenging for the management. Research and Development can be costly yet some results are not always positive or available for immediate use. The management of available resources requires efficiency in management. Efficiency is therefore central to 3M’s culture. An important terminal value of 3M’s culture is high quality of output to meet customer expectations. 3M improves the quality of its output by encouraging research and development for long-term and short-term purposes. By encouraging risk-taking, allowing researchers to spend 15 percent of their time researching for new products and technologies, and scaling up RD budget from 4. 6 percent to 6. 5 percent within a decade, 3M declares its intention to ensure that consumers get a continous supply of high quality products (Mitsch, 1990). A second terminal value is innovation. As noted above, 3M attaches high premium on research and development of new technologies and improvement of existing technologies and products (Mitsch, 1990). Innovation is one of the factors which separate market leaders from mediocre organizations and 3M invests heavily to sharpen its innovative edge. Question 2: Human interactions, property rights and ethics do influence 3M’s cultural values. The involvement of marketing, manufacturing, quality, laboratory, financial and packaging staff in production of new products promotes healthy relationships between staff members working with the different units. This team-work reduces the frequency of inter-departmental rivalry and exchange of blame for mistakes and failures. Healthy interactions among units and sub-units are instrumental to increased productivity and staff motivation. An important property right at 3M is access to and right to use laboratory resources and technologies developed within one’s operating unit, as well as technologies developed by other units. A leading cause of failure in many organizations is unhealthy rivalry among units, which lead to some units keeping technologies and resources to themselves and barring others from accessing them. The management of 3M ensures that workers, regardless of which unit they come from, can access laboratory resources and technologies easily (Mitsch, 1990). Such property rights encourage inter-unit co-operation and cohesion, reduce RD costs, and promote productivity in the long-term. They also enrich the organization’s cultural values. Reference Mitsch, R. (1990). Case: Three Roads to Innovation. Journal of Business Strategy (Sept/Oct 1990), pp 18-21.

Corporate Social Responsibility Analysis Commerce Essay

Corporate Social Responsibility Analysis Commerce Essay Nike an American Multinational has its engagement in the development and design, worldwide selling and marketing of apparels, equipment, footwear, services and accessories. It has its headquarter near Beaverton, Oregon, Portland. It is one of the leading brands in supply of athletic shoes, other sports equipment and apparels. It had a revenue exceeding US$24.1 in the 2012. Till the end of 2012 it had employee strength of around 44000 people worldwide. It is valued at around $10.7 billion which has made it the most valuable brand in the sports product market. According to The Oregonian Nike and Precision Castparts are only ones among the Fortune 500 companies with their headquarters in Oregon. Being one of the leading brands Nikes works is dedicated towards delivering inspiration and innovation to every athlete. They have a clear vision to provide itself and its customers to thrive in sustainable economy where profit, people and planet are balanced. To have such an approach they are integrating sustainable practices and principles and have involved corporate responsibility into Sustainable innovation and business. Corporate social responsibility reports mainly self-regulation of the corporate involved in business model. It is a self-regulating built-in policy under which business ensures the monitoring and compliance of issues having spirit of laws, international norms and ethical standards. (About Nike, 2012) The three main types of CSR report are Philanthropy In case of philanthropic approach the companies contribution extends far above from just making financial contribution, financial check etcà ¢Ã¢â€š ¬Ã‚ ¦ however apart from financial aspect it involves contribution of a wide range of support and expertise in modern philanthropic activity. In the financial year 2007-09 they mainly had their contribution towards community giving guidelines and responding towards international crisis. Starting from the year 2007 the foundation has provide more than $100 million to its partners and programs that benefits adolescent girls. In the financial year 2010-11, Nike contributed a sum of around $27 million to its own Nike foundation. Its philanthropic investment also had a great impact from its collaboration with NoVo foundation. NoVos contribution to cause of girl effect was around $112 million. The leveraged Philanthropy helped the organization by enabling them to have long term success financial flows and scaling without limits. (Nikes Charity Fund, 2012) The Nike employee grant fund provides a huge amount of $500000 every year to communities near its global headquarters. The funding is done based on a priority which is ordered in the following manner that is health, education, environment and social inclusion. However physical activity involving practices and sustainability deeds have a higher demand and potential to have a long lasting effect on the community. The overall stats for the year 2011 were around 44 programs and 28,000 people which have been funneled by the company. The Oregon Community Foundation also has a role to play in guiding the Nike people in granting and funding recommendation activities of the company. The company is benefited by such deeds as this contributes the company with economic growth contributions, monetary payments and public health and science in an effective manner Community Based Development The company has a strong belief towards human potential. Their aim behind leveraging the reach of their brands and their sizes is to have a long term positive effect. This would provide support to the communities and empower them thus improving the place where we play, live, work. Being a global economy the company by leveraging the power of their partners, consumers and employees aim at having exciting innovation and thus scaling up the power sport. They have taken a leading step in creating a number of such programs both a single basis as well as on partner basis. Naming a few: Social Change Networks program for sports: The concept behind this program is simply to bring sports based communities together in order to propagate best practices, shared ideas and have proper funding and also overcome the local changes. Homeless World Cup: Nike has funded this organization which works to build resilience; camaraderie and self-esteem with homeless children who can be made a part of football team and a way to get back on their feet. Magic Bus, India: This organization works in helping the vulnerable children by educating them and by providing them a place to live and have a stable environment. Nike (Red)/Grassroots Soccer: Nike worked with Grassroots Soccer organization by providing funding and donation to the young people ignoring gender, religions, races and boundaries. Similarly Let Me Play, Students Run LA are also funded by Nike Inc. The Nike Foundation is a non-profit organization started by Nike Inc. that is dedicated in investing on adolescent girls to provide positive change for them on the planet. (Community, 2012). Creating Shared Value The Company is about the evolution embraced by the creation of shared value that has taken place in the private sector. The increasing attraction of the companies towards creating shared value they have benefited the society and boosted their competitiveness at the same time. The sophistication of capitalist model has created shared value to show evolution to its next stage. The company has created a winning culture through the representation of its values visually which are action, inclusiveness and competitiveness. The difference between fulfilling corporate social responsibilities and creating shared value is that there is a need for societal and economic benefits in relation to cost but mot taking action of doing merely good. The idea behind it is creation of value for the company and its community thus integrating in order to compete and produce profit in the long run. Creating shared value has appealed to corporate sector in a form to improve corporate sustainability conscious citizenship or social responsibility. The companys culture has always motivated towards creating shared value. The concept of holistic bottom lines, mutual benefits and stakeholder engagement is dictated by creating shared value. But it has been resonated by instantly dictated responsibility that has been resonated by mortality. Benefits of CSR A sustainable report is away to show the companies sustainable growth in a way which is similar in manner of financial report and facilitates companies to have a sustainability comparison. A sustainability reporting has the benefits of metrics and agreed disclosures reporting which systematic and in order.CSR is basically the combined integrated approach of good social and environmental governance practices in to all aspects of business which provide an integrated approach to all aspects material with non-financial issues. There are two basic benefits of CSR for both at company levels and property levels. First, it acts as a guide to the company and its programs that also acts as measure in facilitating organizational shifts and continuity in turnover. Secondly, it also helps in invoking the tracking procedures and measurement that enable analysis in terms of purchases, waste, water and energy. The data above further helps in in decision making in terms of retrofits and programs and capital expenses. The careful implementation of CSR policies can help an organization and it is a resource drain which is good for an organization. The benefits of CSR to Nike are The company has started new business ventures like New Green Venture Capital Arm to Fuel Innovation, New Model of Corporate Venture Capital etc. It has gained customer retention and has established some permanent motivated customers. The company has also improved its relationships with suppliers and developed networks like Native American Employee Network, Latino Employee Network, Lesbian, Gay, Bisexual, Transgender Friends Employee Network, Black Employee and Friends Network etcà ¢Ã¢â€š ¬Ã‚ ¦ It has established an employee friendly environment giving rise to human resource retention and attraction towards a happy workforce. The company has also saved money incurred in energy and has managed its risk and operating cost. There has been a vast improvement in points that differentiate the company from its rivals like reebok, puma. The company has also improved in terms of generating innovative learning like starting development programs like Nike summer of innovation etcà ¢Ã¢â€š ¬Ã‚ ¦ and improving its standard and reputation from a leading brand to a best brand in the market. The company has also succeeded in generating media opportunities and publicity in a positive manner in business activities ethically to invoke interest. (Corporate Social Responsibility Companies in the News, 2012)

Essay --

Islam does not define only the spiritual side of the life, but also material side. Muslim civilization played a significant role in the history of the world and continues to have quiet an influence on the modern world . Today, there are over 1 billion Muslims all over the world: more than 40 countries are members of the organization of the Islamic Conference. There are many Muslim diasporas in Europe, around 15 million people , and around 6 million people in the United States. Unlike other modern civilizations, Islam is not directly linked to any region, but covers almost the entire modern world. Where people belong to different cultures, races, traditions and languages. And despite the fact that it is difficult to speak of a common historical destiny of the Muslims, Islam still acts as a unity in diversity. However, this civilization solidarity is not non- conflict . It does not exist in a pure form and is more likely to be viewed as a result of cross-cultural interaction between different civilizations , value, political ideas, the way of life, the foundations of which are rooted in Islam . This civilization is one of the most viable world religions , and it dynamically adapts to the traditions of the various peoples. However, the Islam religion is connected with many serious problems. Since 1967, the media and the research literature has often used the term " Muslim factor", after the Iranian revolution in 1979 became associated with Islam a threat to world order , and in the 80s with the danger of extremism and terrorism , up to the conclusions that the entire Muslim civilization is a potential source of conflict in the world today. But a closer look at the Islam shows us, that in assessing the role of Islam, the stereot... ...ot achieved , contractors are not allowed to operate freely . And they expect that the government will take resources from the rich and give it to the poor. Therefore, the moral aspects are an essential element of the difference between the market economy and Islamic concepts . The Islamic market is being very profitable, but the effectiveness of the operations has been relatively limited due to lack of development of the business unit due to the short existence of the moderm history. As of now, we can say that the process of forming the national government identity of Muslim countries is not yet complete. It is being affected by radical religious and social changes, that doesn't allow us to speak about the Muslim world being ready to walk side by side with other civilizations. However, we cannot ignore the obvious breakthrough of some individual Arab countries.

Shopaholism Essay example -- Shopping Shop Buying Essays

Shopaholism I have fifty minutes before my exam will be over. Ten minutes have already passed and the only thing I've written so far is my name. I continue to stare at the black type and attempt to make sense of it all. Five minutes remaining and I quickly jot down my final thoughts. My time is up. Usually I would be excited to find out my exam score, but this time there was no use in knowing. I knew I failed. I decided not to attend the rest of my classes for the day and instead do what I usually do when I need to forget about my troubles and just escape into my own world where everything is perfect; go shopping. After my little excursion to the mall, I came back elated, with a bunch of shopping bags in my hands and a huge bill in my pocket. I find myself escaping reality through shopping quite often, but fortunately I do know my limits; however, there are many people who have formed an addiction to shopping. They're almost like alcoholics. Reasons for excessive shopping vary from wanting to keep up with friends or fashion to simply cheering oneself up. But dysfunctional shopping behavior can easily get out of control. Like alcoholism, notes Chicago psychoanalyst Robert Galatzer-Levy, compulsive shopping represents a case of "the ordinary pleasures of living getting out of hand." Just as nearly every alcoholic starts out as a social drinker, a shopping addict starts out as a recreational shopper -- bringing a little color into a gray day by picking up a pair (or three) of shoes. About 90 years ago, German psychologist, Emil Kraepelin defined excessive shopping as an illness, calling it "oniomania" after the Latin onos, or price, but only recently has this disorder begun to be understood. According to Observer Magazin... ...ed because at times I do go shopping to relieve stress and I do come back with lots of bags in my hands, but I don't own a credit card so I know my limits since I'm using cash. Now I wonder what will happen when I do get a credit card, but hopefully I'll be alright since I'm reducing my expenditure on unnecessary items already. I think if we recognize a problem in our spending habits at an early stage, then we can prevent falling victim to shopaholism, but if we continue to deny the problem and go on buying more and more for no apparent reason then the situation may get out of hand and treatment would be needed. Like binge eating or pathological gambling, shopaholism distorts our sense of self and if anyone feels as though he or she might be falling victim to this disorder then it is highly recommended that something is done immediately, before it becomes too late.

Columbian Exchange in America and Europe Essay

The Columbian Exchange had dramatic demographic effects in both the Americas and Europe. One major factoring concerning both of the two regions was the spread of new diseases causing a decline in the growth of both the America’s and Europe’s population. However, the impact tended to be much more negative for the Americans. Through the Columbian exchange the Europeans brought multiple new diseases to the Native American population, including small pox. The coming of these diseases had such a great influence and caused the population to decrease so much it became known as the great dying. On the other hand, new diseases were being brought to Europe as well from European sailors after â€Å"intermixing† with natives. The main disease being brought was syphilis. Although not necessarily as harmful as the diseases that killed off the current populations of the America’s syphilis caused a major problem in the population growth of further centuries due to the infertility problems that came along with syphilis. Another demographic change brought along by the Columbian exchange was that of the intermixing of cultures and decline in 100% native citizens, primarily in the Americas with coming of the Europeans. The Columbian exchange brought little Americans back to Europe causing little intermixing. However with the coming of Spanish into Mexico and Peru, a new population of mixed-race emerged, otherwise known as mestizo, which soon became a common feature of colonial socities. Another factor that the Columbian Exchange brought to Europe and the America’s was the introduction of new agricultural products. For, the America’s this meant the bringing of new crops such as wheat and barley to be grown, yet not necessarily immediately becoming a staple of ones diet, though for Europe new agricultural products brought a lasting environmental effect on their dry hard to grow soil. With the introduction of products such as tomatoes, tobacco, and especially potatoes new products were able to be grown in these hard living areas and certain environmental factors that once held societies back from population growth were now being put to use for the better of the region. In addition to agriculture making an environmental impact the coming of new livestock also had a lasting effect on the Americas. Through the exchange, Europeans brought cattle, horses, and pigs to the America’s all thriving in the environment and soon become very prominent and numerous in their new surroundings, soon becoming associated with their new habitat. On the contrary, little livestock was brought back from the Americas creating little change in the livestock and indigenous species of the European region. One more environmental effect due to the Columbian exchange, was the Columbian exchanges impact on the over extensive mining of silver in the Americas. This mining led to deforestation and acid mine drainage led to a decline in the population os species in nearby aquatic habtitats. Not to mention, having the devastating demographic impact on the Americas in the aspect that these regions where silver as mined lost many men, due to the harsh and risky working conditions set in the mines†¦ just to extract silver!! From 1450 to 1750, the Columbian exchange brought new ideas, life and diseases to Europe and the Americas leaving lasting demographic and environmental impacts, however with the rise of mercantilism in Europe and their eager desire to integrate their society into the Americas a more negative and dramatic effect was placed on the surroundings and growth of the population..

Deception Point Page 53

THUD. THUD. THUD. THUD†¦ THUD†¦ THUD†¦ THUD. THUD. THUD. â€Å"There's†¦ no time†¦ † Tolland said. It's not†¦ about us, she thought. It's about the information in my pocket. Rachel pictured the incriminating GPR printout inside the Velcro pocket of her Mark IX suit. I need to get the GPR printout into the hands of the NRO†¦ and soon. Even in her delirious state, Rachel was certain her message would be received. In the mid-eighties, the NRO had replaced the SAA with an array thirty times as powerful. Total global coverage: Classic Wizard, the NRO's $12 million ear to the ocean floor. In the next few hours the Cray supercomputers at the NRO/NSA listening post in Menwith Hill, England, would flag an anomalous sequence in one of the Arctic's hydrophones, decipher the pounding as an SOS, triangulate the coordinates, and dispatch a rescue plane from Thule Air Force Base in Greenland. The plane would find three bodies on an iceberg. Frozen. Dead. One would be an NRO employee†¦ and she would be carrying a strange piece of thermal paper in her pocket. A GPR printout. Norah Mangor's final legacy. When the rescuers studied the printout, the mysterious insertion tunnel beneath the meteorite would be revealed. From there, Rachel had no idea what would happen, but at least the secret would not die with them here on the ice. 60 Every president's transition into the White House involves a private tour of three heavily guarded warehouses containing priceless collections of past White House furniture: desks, silverware, bureaus, beds, and other items used by past presidents as far back as George Washington. During the tour, the transitioning president is invited to select any heirlooms he likes and use them as furnishings inside the White House during his term. Only the bed in the Lincoln Bedroom is a permanent White House fixture. Ironically, Lincoln never slept in it. The desk at which Zach Herney was currently sitting inside the Oval Office had once belonged to his idol, Harry Truman. The desk, though small by modern standards, served as a daily reminder to Zach Herney that the â€Å"buck† did indeed stop here, and that Herney was ultimately responsible for any shortcomings of his administration. Herney accepted the responsibility as an honor and did his best to instill in his staff the motivations to do whatever it took to get the job done. â€Å"Mr. President?† his secretary called out, peering into the office. â€Å"Your call just went through.† Herney waved. â€Å"Thank you.† He reached for his phone. He would have preferred some privacy for this call, but he sure as hell was not going to get any of that right now. Two makeup specialists hovered like gnats, poking and primping at his face and hair. Directly in front of his desk, a television crew was setting up, and an endless swarm of advisers and PR people scurried around the office, excitedly discussing strategy. T minus one hour†¦ Herney pressed the illuminated button on his private phone. â€Å"Lawrence? You there?† â€Å"I'm here.† The NASA administrator's voice sounded consumed, distant. â€Å"Everything okay up there?† â€Å"Storm's still moving in, but my people tell me the satellite link will not be affected. We're good to go. One hour and counting.† â€Å"Excellent. Spirits high, I hope.† â€Å"Very high. My staff's excited. In fact, we just shared some beers.† Herney laughed. â€Å"Glad to hear it. Look, I wanted to call and thank you before we do this thing. Tonight's going to be one hell of a night.† The administrator paused, sounding uncharacteristically uncertain. â€Å"That it will, sir. We've been waiting a long time for this.† Herney hesitated. â€Å"You sound exhausted.† â€Å"I need some sunlight and a real bed.† â€Å"One more hour. Smile for the cameras, enjoy the moment, and then we'll get a plane up there to bring you back to D.C.† â€Å"Looking forward to it.† The man fell silent again. As a skilled negotiator, Herney was trained to listen, to hear what was being said between the lines. Something in the administrator's voice sounded off somehow. â€Å"You sure everything's okay up there?† â€Å"Absolutely. All systems go.† The administrator seemed eager to change the subject. â€Å"Did you see the final cut of Michael Tolland's documentary?† â€Å"Just watched it,† Herney said. â€Å"He did a fantastic job.† â€Å"Yes. You made a good call bringing him in.† â€Å"Still mad at me for involving civilians?† â€Å"Hell, yes.† The administrator growled good-naturedly, his voice with the usual strength to it. It made Herney feel better. Ekstrom's fine, Herney thought. Just a little tired. â€Å"Okay, I'll see you in an hour via satellite. We'll give 'em something to talk about.† â€Å"Right.† â€Å"Hey, Lawrence?† Herney's voice grew low and solemn now. â€Å"You've done a hell of a thing up there. I won't ever forget it.† Outside the habisphere, buffeted by wind, Delta-Three struggled to right and repack Norah Mangor's toppled equipment sled. Once all the equipment was back onboard, he battened down the vinyl top and draped Mangor's dead body across the top, tying her down. As he was preparing to drag the sled off course, his two partners came skimming up the glacier toward him. â€Å"Change of plans,† Delta-One called out above the wind. â€Å"The other three went over the edge.† Delta-Three was not surprised. He also knew what it meant. The Delta Force's plan to stage an accident by arranging four dead bodies on the ice shelf was no longer a viable option. Leaving a lone body would pose more questions than answers. â€Å"Sweep?† he asked. Delta-One nodded. â€Å"I'll recover the flares and you two get rid of the sled.† While Delta-One carefully retraced the scientists' path, collecting every last clue that anyone had been there at all, Delta-Three and his partner moved down the glacier with the laden equipment sled. After struggling over the berms, they finally reached the precipice at the end of the Milne Ice Shelf. They gave a push, and Norah Mangor and her sled slipped silently over the edge, plummeting into the Arctic Ocean. Clean sweep, Delta-Three thought. As they headed back to base, he was pleased to see the wind obliterating the tracks made by their skis. 61 The nuclear submarine Charlotte had been stationed in the Arctic Ocean for five days now. Its presence here was highly classified. A Los Angeles-class sub, the Charlotte was designed to â€Å"listen and not be heard.† Its forty-two tons of turbine engines were suspended on springs to dampen any vibration they might cause. Despite its requirement for stealth, the LA-class sub had one of the largest footprints of any reconnaissance sub in the water. Stretching more than 360 feet from nose to stern, the hull, if placed on an NFL football field, would crush both goalposts and then some. Seven times the length of the U.S. Navy's first Holland-class submarine, the Charlotte displaced 6,927 tons of water when fully submerged and could cruise at an astounding thirty-five knots. The vessel's normal cruising depth was just below the thermocline, a natural temperature gradient that distorted sonar reflections from above and made the sub invisible to surface radar. With a crew of 148 and max dive depth of over fifteen hundred feet, the vessel represented the state-of-the-art submersible and was the oceanic workhorse of the United States Navy. Its evaporative electrolysis oxygenation system, two nuclear reactors, and engineered provisions gave it the ability to circumnavigate the globe twenty-one times without surfacing. Human waste from the crew, as on most cruise ships, was compressed into sixty-pound blocks and ejected into the ocean-the huge bricks of feces jokingly referred to as â€Å"whale turds.†

Investment Banking - Exit Strategy or a Living Will Dissertation

Investment Banking - Exit Strategy or a Living Will - Dissertation Example Financial and banking institutions play a fundamental role in determining economic growth and development globally. Given their importance to the public and other arms of the government, financial institutions are strongly regulated and controlled. The central government through its legal bodies establishes sound financial legislations aimed at monitoring, controlling, and regulating financial institutions and the banking sector. Financial experts following the Asian global meltdown of 1997 later criticized the Asian miracle that was embraced for its success in Asian. This financial crisis spilt over to other parts of the world leading to global financial failures. In less than a decade after such financial disaster, the world experience one of the worst financial crises whose magnitude is estimated to that of the great depression of the 1930s. This research paper seeks to discuss the chronological events of the Asian and global financial crisis, bankruptcy legislations, the moral ha zard, insolvency, resolutions, and institutional frameworks designed by the legal team to restore sanity in the global financial sector. In addition, this paper evaluates the exit strategy adopted by the investment financial institutions. ... conomic prospects of creditors in a debt bound firm 18 2.5 Case law and obligations owed to creditors 19 CHAPTER THREE 21 3.0 Corporate laws and economics 22 3.1 Regulatory styles 27 3.2 Moral hazards and great failures 27 CHAPTER FOUR 4.0 The TURNER/ VICKERS PROPOSAL 30 4.1 Policy objectives 30 4.2 Defaults of the report 31 4.3 Legal and economic thoughts 33 4.4 The cost of ring-fencing 34 4.5.0. Defects of ICB report on corporate and retail banking 39 4.5.1. Competition in retail banking 39 4.6.0. Non-ring fenced residuals 40 4.6.1. Banking outside the EEA 40 4.6.2. The concept of separation 42 4.6.3. Cost of investment banking in the UK 43 4.7 The rationale of the dimensions in banking 44 4.8 Alternative approach to banking 45 CHAPTER FIVE 5.0. Analysis and discussions 45 5.1.0. THE LIVING WILL IN INVESTMENT BANKING 46 5.1.1. Concepts and descriptions 46 5.1.2. The Funeral plan of the US 46 5.2 Effects of the living will 48 5.3 The mild and strong variants 49 5.4 The EU framework for crisis management in the financial sector 53 5.5 Economic performance in Europe 54 CHAPTER SIX 6.0 CONCLUSION AND RECCOMENDATION 56 BIBLIOGRAPPHY 58 APPENDIX AND CASE TABLES 69 CHAPTER 1 1.0. Introduction Banking systems are shaped by financial stability arrangements. As the European Union ponders reforms towards its financial arrangements, it is in the course of determining which type of financial system it will have in the future. The financial crisis has brought the long-building tension between progressively more transitional financial institutions and national financial stability arrangements to a breaking point. The European Union now needs to select how to eliminate that tension that will eventually shape its economic and financial future. 1.1. The Crisis The European financial

Article Summary ( Financial Planning and Accounting) Essay

Article Summary ( Financial Planning and Accounting) - Essay Example The accountant is the major channel through which quantitative information flows to management† (Lynch & Williamson, 1976, 6). The essay aims to address the following questions after a review of three articles on the subject of finance, accounting or ethical standards, to wit: (1) discuss the key differences in accounting and finance; (2) discuss the types of reports accounting and finance personnel generate and the purpose of the reports; and (3) compare and contrast the types of business decisions that can be made using accounting and finance information. Key Differences in Accounting and Finance Dr. Castro of LeTourneau University briefly presented the differences in accounting and finance by examining their primary functions. Accordingly, accounting is focused on the development and generation of data that measure the accurate quantitative performance of an organization, evaluating its financial status, and to compute for the taxes the firm has to pay.

Accounting For Financial Instruments For Securities and Investment Term Paper

Accounting For Financial Instruments For Securities and Investment Companies and Banking Institutions - Term Paper Example In particular, the use of the SFAS 157 accounting policy differs in its application for the banking industry and investment companies. Recent bouts of credit crises have ended in lasting implications in which financial instruments have stringent regulations. International accounting standards demand that certain procedures get disclosure in the accounting and valuation of financial instruments and securities. The standards are highly specific on fair value measurements for different classes of financial instruments. The objective of this report is to debate the differences in accounting for financial instruments and securities in investment companies and banking corporations with regard to SFAS 175 (ASC 820-20). Advancements in economic perspectives are responsible for the unprecedented increase in the use of financial instruments. Therefore, accounting regulations bodies have had to come up with policy guidelines to keep pace with these changes. Policy changes in regulation of finan cial instruments will continue to affect the industry for many years to come. An intriguing and somewhat challenging issue pertaining to the use of financial instruments and securities is the difference in their usage across a range of industries. SFAS 157, on fair value measurements, seeks to fill this important role and resolve any obstructing issues. This paper discusses how the financial reporting standard varies for the investment and the banking industries. SFAS 157 (ASC 820-10) Fair Value Measurements The fair value measurement standard, which came into force in 2006, seeks to provide a unified framework that offers greater consistency in application of fair value measurement guidelines (J.P. Morgan, 2).SFAS 157, Fair Value Measurement, defines fair value, outlines a framework for its measurement through levels, and expands disclosures relating to fair value. The accounting statement provides a major pronouncement to the measurement of fair value for financial instruments, an d its effects spread to several corporate entities. The broad mandate of the SFAS 157 is to increase disclosure requirements for fair value measurements. IFRS standards require that the measure on securities be at fair value. Previously, accounting regulations on measurement of value for financial instruments were scattered and inconsistent, and the Fair Value Measurements guidelines’ intention was to lay a foundation for all fair value measurements, disambiguate the term ‘fair value’, and enhance disclosures falling under the fair value categorization (Deloitte, 7). To some extent, the disclosure of the financial instrument values and particularly securities differs with the industry type, notably for the banking and the investment industry. Terms on Fair Value Measurement In SFAS 157, fair value is the price at which an asset is saleable or transferrable between participants in the market at the date the measurement takes place (J.P. Morgan, 3). Inputs can eith er be observable and unobservable, where the observable inputs are indicative of the market conditions and the unobservable inputs indicate the company’s perspective on the price of an asset. An active market is one where daily price is obtainable and the fair value is easy to obtain without reliance on forecasting models or other forms of adjustments. Accounting for Financial Instruments and Securities Financial instruments are negotiable cash instruments with a certain financial worth. Financial instruments give an entity the right to receive or the commitment to provide cash or another financial instru